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Take-Home Pay & BPJS Calculator
Estimate monthly take-home pay, PPh 21 TER, employee deductions, BPJS contributions, and employer cost.
PrivacySalary assumptions and results remain in the browser.
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How to use it
- 1Enter salary components, PTKP status, and other employee deductions.
- 2Review or edit the BPJS Health cap, optional JP cap, and employer JKK risk rate.
- 3Calculate estimated take-home pay, employee deductions, and employer cost.
Common uses
- — Estimate monthly net pay under a gross-pay assumption.
- — Review employee and employer BPJS contribution components.
- — Compare a normal month with a month containing bonus or THR.
Important limitations
- — This version estimates monthly TER withholding and does not perform the final annual PPh 21 reconciliation.
- — Payroll policies, benefits in kind, gross-up/net methods, overtime rules, and annually updated wage ceilings may change the real result.