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Bank Loan & KPR Simulator
Compare annuity, effective, and flat installments for property, vehicle, personal, multipurpose, and business credit.
PrivacyLoan assumptions and schedules are calculated locally.
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How to use it
- 1Choose a financing preset, repayment method, price, down payment, and term.
- 2Enter assumed fixed and floating annual rates plus optional upfront costs and income.
- 3Run the simulation, inspect the first installments, and download the complete amortization CSV.
Common uses
- — Compare KPR fixed-to-floating scenarios.
- — Estimate vehicle, unsecured, multipurpose, or business-credit installments.
- — Compare annuity, declining-effective, and flat repayment methods.
Important limitations
- — Rates and fees are user assumptions and are not a binding bank offer or approval decision.
- — The model does not include every insurance premium, penalty, daily accrual convention, or bank-specific rounding rule.